overview of finance & budgeting


Zero Collective churches financial resources are combined for maximum ministry output.  By combing the financial resources of each independent Zero Collective church into one collective pool, normal expenses such as accounting, payroll, health insurance premiums, and others are naturally lowered.  It is important to note that each Zero Collective church is responsible for their own financial sustainability, yet there is “security” in partnering with other like-minded churches so no one church feels like they are on an island by themselves.  

Zero Collective churches operate on a fiscal year starting June 1st and ending on May 31st. 

financial resource teams

Each Zero Collective church has the assurance that trained professionals handle all budgeting, financing and personnel issues within the Collective. The following teams represent this commitment:


The Finance Team:
The Finance Team meets monthly to discern the overall financial health of the Zero Collective. This team consists of bankers, investment professionals, certified public accountants, and tax professionals all dedicated to ensure the Zero Collective remains financially viable and directs Kingdom dollars responsibly.


Personnel Team:
The Personnel Team meets quarterly to discuss human resourcing questions, while also providing input into salary and compensation rates. This team also reviews many of the benefits and policies of the Collective and provides guidance to the Executive Pastor for staffing issues. 


Budgeting Team:
The Budgeting Team meets in the months of March to May. This team is tasked with creating the budget for each Collective church. The Budgeting Team works with department heads, ministry leads, the Executive Pastor and the Senior Pastor crafting and eventually presenting the budget to the Leadership Team. 

financial reporting

Centralized Services will administer all accounting functions and financial reporting for the entire Zero Collective.

Over time, accounting and financial reporting for each church will migrate to a single accounting platform used for the entire Zero Collective.

Central Services will manage all accounting services for each church (i.e. churches will no longer manage their own accounting or have their own accounting staff)

Each Collective church is responsible for collecting, counting, and depositing weekly offerings and gifts.

Central Services will produce financial statements and reports (e.g. income statements, balance sheet)  for each church and distribute weekly and monthly financial reports to lead pastors and staff.

financial resource

Each church will make financial contribution to fund the Zero Collective Centralized Services. Many factors will contribute to the exact amount each church will contribute to the Collective. A percentage based system that takes into account ministry size, current financial stats, projected financial state, debt, previous financial commitments, and other factors, will all be considered. The goal of the Collective is not to make money from each participating church. Rather, the goal is to use Kingdom resources to their fullest. Each Zero Collective church must be financially viable to be part of the Collective.